Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Get Pre-Qualified Today with Barbara Ellis?
Hello my name is Barbara Ellis, I’ve worked as an Escrow Officer, prior to going into the Mortgage Industry. I feel being in Escrow prior to lending, has broadened my experience and education to help facilitate customers through the process of closing. I love meeting new people and share their enthusiasm about their new home. I also enjoy finding the right loan for them and always determined to learn and improve my skills and service to my clients. It’s easier to qualify for a mortgage with an experienced lender who cares.
Whether you’re an experienced homeowner or a first time buyer, our entire team is dedicated to provide you with competitive product choices. We also have unsurpassed expertise and experience to ensure your mortgage process is easy and aggravation free.
What I enjoy most about being a senior loan consultant is the gratification that comes from helping people. Also, it is getting them into a new home or just being available to help answer questions about their existing loan.
Allow my hard work and resourcefulness and my ability to go to work for you today.
Sr Mortgage Consultant
525 N. Hall Street
Visalia, California 93291